When you buy a home, it’s more than just a place to live. Our team at Spring Grove Insurance understands how important your home is, and we can help you to protect your home with a home insurance policy. If your home is near Spring Grove, IL, you’re invited to our office to talk about your insurance options. We’ve been assisting homeowners like you since 2006.
Is the Illinois FAIR Plan for you?
When you own a home and your home is protected by home insurance, it is your responsibility to keep the policy active. According to Benefits Checkup, if you are turned down three times for home insurance, you may be able to find home insurance through the Illinois FAIR Plan. (The same website explains that FAIR stands for Fair Access to Insurance Requirements.) Please note that the FAIR Plan is only available to someone who is already a homeowner – not someone who is still trying to buy a home.
According to Einsurance, every state has differences in their FAIR Plans, but most provide standard home insurance coverage. Some states’ FAIR Plans offer additional coverage, such as fire, wind, hail, explosions and vandalism. If you have been turned down for home insurance, and you want to apply to the Illinois FAIR Plan, you can do so through an insurance agency. You can also apply directly to FAIR via telephone or email.
Contact Us for Your Appointment
All home insurance policies are not alike, and you need a policy that fits your unique needs. Our team at Spring Grove Insurance will help you to find a home insurance policy that meets your needs. Homeowners near Spring Grove, IL have been placing our trust in us for over 20 years. Call us for your appointment today.
