RV insurance is designed to keep you protected. Many jurisdictions require insurance for any vehicle driven on the road, but what if you’re not driving it? What if it’s parked behind your garage, and you don’t plan on driving it anytime soon?

Legal Requirements

Illinois law requires that all vehicles registered and operated in the state have minimum liability coverage if they are driven or parked on public property. However, you’re not necessarily required to have insurance if your vehicle is parked on private property, and you don’t plan on driving it anytime soon. Some people prefer to cancel their coverage, but that doesn’t necessarily mean it’s a good idea.

Consequences Of Canceling Insurance

Canceling insurance in Spring Grove, IL for parked vehicles might seem like a great way to save money, but it can cost you more in the long run.

Suspended Registration

Illinois is surprisingly strict regarding its insurance laws. If the state discovers you don’t have insurance, they may suspend the vehicle registration until you can provide proof of insurance.

Other Damage

Your vehicle can still be damaged while parked on private property. People can steal your RV. Vandalism, theft, and weather damage are all real scenarios that can cost a lot of money if you don’t have insurance through a company like Spring Grove Insurance.

Higher Rates

Many insurance companies will increase insurance rates if you have an insurance lapse. This is a penalty for not having insurance, even though you are legally required to.

The consequences of not having insurance can cost you time and money. Instead, contact Spring Grove Insurance. We’ll see if you qualify for parked car insurance to provide coverage, learn about your situation, and help you decide what’s best. We’re currently serving the Spring Grove, IL area.